Loan Against Property in Delhi,Ghaziabad, Noida, Gurgaon.

Working Capital Finance

Types of Working Capital Finance

OD Limits:- Overdraft (OD Limit) is also a different kind of bank account where the account holder withdraws more money from a Bank Account than has been deposited in it. Overdraft, on the other hand, is allowed against stock and immovable property.

Cash Credit Limits (CC Limits):- Cash Credit is the primary method in which Banks lend money against the security of stock and debt. Instead, the account holder is permitted to withdraw a certain sum called "limit" or "credit facility" in excess of the amount deposited in the account. Cash Credits are, in theory, payable on demand. These are, therefore, counter part of demand deposits of the Bank.

  • Complete filled Application Form
  • Passport size Photograph (Proprietor / all Partners / Directors)
  • Proof of Identity - PAN Card/ Voters ID/ Passport/ Driving License
  • Proof of Residence - Recent Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Proof of Business Address in respect of Businessmen / Industrialists
  • Sale Deed, Agreement of Sale, Letter of Allotment, Non Encumbrance Certificate, Land/ Building Tax paid receipt etc. (subject to satisfaction report from our empanelled lawyer)
  • Approved layout Plan and Approval from the Local Body
  • Statement of Bank Account/ Pass Book of last 6 months.
  • Co- Applicant KYC ( Pan Card & Residence Proof)

Home Loan is a Secured Loan offered against the security of a house/property which is funded by the bank’s loan, the property could be a personal property or a commercial one. Home Loan option open the door to your new dream Home. Since a Home Loan is a long term commitment, we ensure that we give you supreme quality of service, transparency right through the Loan procedures and a handholding experience that remains with you till such time you realise your dream. Types of Home loans are
  • Home Purchase Loan
  • Home Improvement Loan
  • Home Extension Loan
  • Home Refinance Loan
  • Home Construction Loan
  • Land Purchase Loan
  • Documents required to avail Home Loan is - Residence / Income / ID Proof.